Extreme Camp Insurance Options

MH ROSS Assest Plan

$25,000 Medical Benefit

$25.00

Up to Age 35 - Price Will Vary With Different Trip Cost

iTI Post- Departure Benefit

$10,000 Medical Benefit

Basic Coverage

$10.97

Cannot live within 150 miles of your destination


Extreme Camps:

Benefit Comparison:

MH ROSS Asset Plan

iTravel Insured

Medical Benefit:

$25,000

$10,000

Deductible:

$0

$0

Benefit Period:

52 weeks
(Extension of benefits for an illness or injury that occurred during the effective dates. You may continue to claim on policy for that particular illness or injury up to 52 weeks.)

Policy ends on return date
(no extension of benefits)

Mileage Limitation:

No Mileage limitation

Cannot live within 150 miles of your destination

Trip Interruption:

Up to Trip Cost

Up to Trip Cost

Travel Delay:

$125 per day
$625 maximum

Up to $1,000 per person
(includes a missed connection)

Missed Connection:

$500

See Travel Delay

Emergency Evacuation:

$50,000

$20,000

Baggage and Personal Effects:

$1,000

$1,000

Baggage Delay:

$100 per day
$200 maximum

$100 per day

Extreme Camp FAQs:

A few things to think about when purchasing:

The main differences between these two plans are the medical coverage maximum and the benefit periods.  If you have no insurance coverage in the US, we highly recommend the MH ROSS Asset plan. The Asset plan has a higher medical maximum and a benefit period of 52 weeks. This means if you needed FOLLOW-UP treatment on an illness/ injury that was initiated on your trip (during the effective dates of the policy), you can continue to claim on this policy for up to 52 weeks (or until the medical maximum is reached) on that particular illness or injury.

Please Note: If you purchase the iTravel Insured Post-departure plan you must travel over 150 miles from your residence.  The application does not ask for specific information about the distance traveling, so it is possible to still purchase the plan if you live within 150 miles of your destination BUT YOUR CLAIMS WILL NOT BE COVERED.

If you live 150 miles or less from your destination and can provide evidence that you traveled away from your residence the Asset plan is the ONLY option for you.

*THESE PLANS ARE NOT CREATED AND WILL NOT COVER YOU IF YOU LIVE/RESIDE ON THE TEEN MANIA CAMPUS AND STAY ON THE CAMPUS FOR EXTREME CAMPS. If you need insurance while you are attending the Honor Academy or living on campus please see the plans that are available to you - CLICK HERE.

Questions? Call us at 1-800-576-2674