Dear Kids Alive Missionaries, Let’s talk life insurance! Everyone at one time or another will ask themselves…what will happen to my family if I am not here? Do I have enough (how much is enough) coverage to care for my family? While these questions should be part of any financial planning discussion, we will address […]
Kids Alive Pre-Certification
Dear Kids Alive Missionaries, Here is a question we often receive. Pre-Certification – What is it? When do I have to use it? Let’s begin with the fact that every insurance carrier requires some level of pre-certification. IMG is no different. The situations for which you need to pre-certify (overseas or in the USA) are: […]
Kids Alive Wellness Benefits
Dear Kids Alive Missionaries, “An Apple a Day keeps the Doctor away!” For that matter let’s throw in a serving of broccoli too! In today’s world, you really cannot afford to be sick. The downtime away from work, from family members who depend on you, and the cost of a lengthy illness make it imperative […]
Kids Alive Overseas Incentives
Dear Kids Alive Missionaries, It is no secret that the USA Healthcare system is broken! While the intent of revamping the system may have been noble; the reality is that the delivery of medical care in the USA has become incredibly expensive. Some of the reasons that are attributable for this are: • HIPPA – […]
Kids Alive Pharmacy
Dear Kids Alive Missionaries, Expats have to learn the ropes of new cultures, rules, policies, standards, laws, etc. when moving overseas. It can all be confusing and a trial by error, learn- as- you -go experience. The last thing we want is for you to have that same experience with your health plan. We […]
Kids Alive Claims
Dear Kids Alive Missionaries, Craig Robinson and Melissa Hinckfoot here again! We hope these short, topical communications are useful to you! One of the least favorite parts of understanding and using your global health insured policy is the CLAIMS process. In fact, we bet it is right up there with going to the Dentist! Who […]
Kids Alive Deductibles & Co-Insurance
Dear Kids Alive Missionaries, We want to familiarize you with your Deductibles and Co-Insurance. $2500 deductible per person inside the USA with an 80%/20% co-insurance for the first $10,000 of eligible medical expenses. Your share of the co-insurance is 20% or a potential $2,000 if expenses run up to $10,000. $0 deductible per person outside […]
Kids Alive My IMG
Dear Kids Alive Missionaries, 1) One of the most important things (and necessary) you can do to have a smooth experience with your IMG Group Health Plan is to sign up and register for the MyIMG Client Portal. 2) What is the MyIMG portal? It is the place where you can do the following anytime, […]
Kids Alive International Introduction
Dear Kids Alive International Missionaries, Hi, my name is Craig Robinson and I am the Managing General Agent and Owner of Insurance Consultants International. On behalf of my staff, I want to thank you for the opportunity to serve your insurance needs. As your agent for the Kids Alive International Group Health Plan, I will be […]
