Cancel for Any Reason Benefit (CFAR)
If You cancel Your Trip for any reason not otherwise covered by this Policy, benefits will be paid for seventy-five percent (75%) of the Prepaid, forfeited, non-refundable Payments or Deposits You paid for Your Trip provided:
- Your Payment for this Policy and enrollment form are received twenty (20) days of the date Your initial Payment or Deposit for Your Trip is received; and;
- You insure one hundred percent (100%) of the Prepaid Trip costs that are subject to cancellation penalties or restrictions and also insure within twenty (20) days of the Payment or Deposit for those Travel Arrangements the cost of any subsequent Travel Arrangements (or any other Travel Arrangements not made through Your travel agent) added to Your Trip; and
- You cancel Your Trip two (2) days or more before Your Scheduled Departure Date. These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.
- The cancellation reason does not fall within one of the policy exclusions.
