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Elite Plan

The Elite Plan is our top-level international health insurance, providing expatriates with leading edge comprehensive coverage, including full emergency room, surgery and outpatient medication benefits, flexible deductible, emergency dental, and hospitalization and intensive care coverage. The Elite Plan also includes 100% maternity benefits, local ambulance service, lab and x-rays, as well as complementary medicines.

Plan highlights*

  • $5,000,000 in lifetime maximum
  • Worldwide coverage (U.S. optional)
  • 3 Deductible options
  • Hospitalization (private room)
  • Intensive Care Unit
  • $2,000,000 Lifetime Transplant benefit
  • Outpatient Medication
  • 100% Maternity coverage
  • Wellness benefits
  • Acupuncture and Aromatherapy
  • Dental treatment
  • Vision benefits
  • Emergency Medical Evacuation

Download ELITE Summary of Benefits including the US

Download ELITE Summary of Benefits excluding the US

 

Benefits

Elite Option

Coverage Area Two Options: Worldwide Coverage or Worldwide Excluding the US
Lifetime Maximum Benefits $5,000,000
Deductible $1,000, $2,500 or $5,000
Family Deductible 2 times the individual Deductible
Coinsurance (Applied only when in the US) 10% up to $500 per year
Inpatient Benefits
Hospitalization 100% Private Room
Intensive Care Unit (ICU) 100%
Surgery 100%
Transplant $2,000,000 Lifetime
Outpatient Benefits
Doctor Visits 100%
Outpatient Surgery 100%
Outpatient Medication (RX) 100%
Complementary Medicine Acupuncture, Aroma, Herbal, Magnetic, Massage and Vitamin Therapy (please refer to the policy terms and conditions for specific benefits).
Laboratory Tests 100%
X-Rays, MRI and CT scans 100%
Emergency Room 100%
Local Ambulance 100%
Mental and Nervous 100% up to $50,000
Radiation Treatment 100%
Home Nursing 100%
Hospice Care 100%
Prosthetic Devices 100%
Physical Therapy $50 per Visit
Wellness (available after 12 months of continuous coverage)
Child Wellness $400 per period of coverage, not subject to deductible or coinsurance
Adult Wellness $500 per period of coverage, not subject to deductible or coinsurance
Dental and Vision Benefits
Emergency Dental due to Accident 100%
Non-Emergency Dental $750 per period of coverage$50 deductible and co-pay applied
Emergency Dental due to Sudden Unexpected Pain Included in the Non-Emergency benefits
Vision Exams: $100, Materials: $150benefits available after 24 months of coverage and every 2 years)
Maternity Benefits
Benefit Available after 12 months of coverage 100%
Pre-Existing Conditions
Coverage Available after 24 months of coverage 100% (no waiting period applied)
Additional Benefits
Emergency Medical Evacuation 100%
Return of Mortal Remains $50,000

 

  • Overview
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  • Rates (Excluding US)
  • Elite Benefits
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  • Care Essential Benefits
  • Apply Online Now

Our Partner Network

Compassion
John-Smithwick
Global Expeditions
ForwardEdge
LCMS
Breathe Partners
Manna-Worldwide
LCU
American Baptist International Ministries
Kingdom Dog Ministries

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