Protect Your Health Around the World
What is GeoBlue Trekker?
GeoBlue Trekker provides the traveler with international health insurance for multiple trips throughout the year. It is also a complete package of services to help you identify, access and pay for quality healthcare anywhere in the world.
GeoBlue Trekker fills health and safety gaps internationally.
Insurance- Even if you are already enrolled in a health plan, your coverage is limited when you travel abroad. In fact, your plan may not pay to have you safely evacuated if you are critically ill.
Information- Where do you turn to learn which hospitals and physicians meet your standards? Keep up with breaking news about health and safety threats? Translate key medical terms and brand-name drugs?
Access to quality care – How do you find a western-trained. English-speaking doctor with the appropriate skills? How do you arrange a convenient appointment?
Each GeoBlue Trekker policy includes broad, deep and reliable Global Health and Safety Services easily accessed through the web or the toll-free customer service center.
Why Choose GeoBlue Trekker?
Underwritten by 4 Ever Life International Limited Hamilton Bermuda, rated A- (Excellent) by A.M. Best. 4 Ever Life is an independent licensee of the Blue Cross and Blue Shield Association.
A Better Kind of Care
Global travelers can leave home feeling confident that a trusted source of care is available at a moment’s notice – no matter what town, country or time zone. Travel anywhere knowing that if your health is a concern, getting good care is not.
Eligibility Requirements
- Home Country is the U.S.; and
- You must be under Age 85 and;
- Enrolled in a Primary Plan and;
- For Children under age 6, must be enrolled with a parent and;
- Initial purchase must be made in home country prior to departing on trip.
Family Members included in your GeoBlue Trekker Choice Plan (if applicable) must be:
- Your spouse; civil union partner or domestic partner age 84 or younger, and/or your eligible child(ren) or other eligible dependent(s)—see Eligible Dependents.
- Resident(s) of the United States.
- Traveling outside the U.S. and scheduled to spend at least 24 hours away from his/her home.
GeoBlue Trekker Choice Benefits
Medical Limits and Deductibles |
|
| Maximum Benefit per Insured Person per policy period | $250,000 |
| *For Individuals aged 70-84, the Maximum Medical Benefit for GeoBlue Trekker Choice is $100,000. | |
| Deductible per Insured Person per policy period* | $50 |
| *Deductible waived for physician and hospital services delivered by GeoBlue contracted providers. | |
| Benefits are paid for Covered Expenses as follows up to the Medical Limit: | |
Inpatient & Outpatient Benefits |
Insurer Pays After Deductible is Met: |
| Professional Services: | |
| a. Surgery, anesthesia, radiation therapy, in-hospital doctor visits, diagnostic X-ray and lab | 100% |
| b. Office Visits: including X-rays and lab work billed by the attending physician. | 100% |
| Inpatient Hospital Services: | |
| a. Surgery, X-rays, In-hospital doctor visits | 100% |
| b. In-patient medical emergency | 100% |
| Ambulatory Surgical Center | 100% |
| Ambulance Service ( non Medical Evacuation ) | 100% up to $1000 |
Prescriptions, Dental Care, and Physical Therapy |
Insurer Pays After Deductible is Met: |
| Outside the U.S. Outpatient prescription drugs | 100% of Covered Expenses up to $5,000 |
| Dental Care for Relief of Pain | 100% of Reasonable Charges, with a maximum of $100 per Trip Period. |
| Physical and Occupational Therapy | 6 visits per Period of Insurance. $100 Maximum payment per visit. |
Travel Assistance Benefits |
Insurer Waives Deductible |
| Accidental Death and Dismemberment | $25,000 |
| Repatriation Of Remains | $25,000 |
| Emergency Medical Transportation |
$500,000 |
| Emergency Family Travel Arrangements |
Maximum Benefit per Trip Period up to $2,500 for the cost of one economy round trip air fare ticket to the place of the Hospital Confinement for one (1) person |
Hazardous Activities |
Insurer Pays After Deductible is Met: |
| Benefits for claims resulting from downhill (alpine) skiing and scuba diving (certification by the Professional Association of Diving Instructors (PADI) or the National Association of Underwater Instructors (NAUI) required or diving under the supervision of a certified instructor). | Maximum Benefit up to $10,000 |
24 Hour / 7 Day Global Medical Assistance
Available to U.S. residents, age 84 or younger. See Eligibility Requirements above.
Participant must be enrolled in a primary health plan. There is no pre-existing condition exclusion.
This is a non renewable plan. Subsequent periods of insurance can be purchased, in which case a new Deductible, and Medical Limit would apply.
For more information about the benefits, including information about exclusions, limitations, see the Plan Description.
PLEASE NOTE: you can only purchase the policy prior to departing on your trip.
Ten Day Money Back Guarantee
YOUR SATISFACTION IS GUARANTEED. We are so confident in our products that we offer the best guarantee in the business! If you are not completely satisfied with our product, simply return your Certificate or Policy of Coverage and Description of Emergency Medical Transportation and Other Services within 10 days of receipt and include a letter indicating your desire to cancel. If you have not already left on your trip or incurred a claim, you will receive a full refund.
