Liaison International

Medical Maximum

This is the medical expense limit for injuries and illnesses which occur during your coverage period.
Choose from these options: $50,000, $100,000, $500,000, $1,000,000 per plan participant per period of coverage

Deductible

Choose from these options:$0, $100, $250, $500, $1,000, $2,500 per plan participant per period of coverage. There is a limit of 3 deductibles for a family.

Coinsurance This is your share of the cost of your medical expenses, which you pay after you have paid your deductible.

Travel in the United States — After you pay the deductible, we pay 80% of the next $5,000 of eligible expenses, then we pay 100% to your medical maximum.
Travel outside the United States — After you pay the deductible, we pay 100% of eligible expenses to your medical maximum.

Inpatient & Outpatient Medical Expenses medical maximum – Pays reasonable and customary charges for covered expenses.

Dental Sudden Relief Of Pain $100 – Covers emergency treatment for relief of pain to sound natural teeth.

Dental Accident Coverage $500

Emergency Medical Evacuation/Repatriation* $300,000

(paid in addition to your medical maximum)
If medically necessary, we will:

• Transport you to the nearest appropriate medical facilities.
• Transport you home after an evacuation.

Emergency Medical Reunion* $50,000 – If you require an emergency medical evacuation, we will send one person of your choice to be at your side while you are hospitalized.

Return Of Minor Children* $50,000 – If you’re traveling alone with minor children, under age 19, and are hospitalized because of a covered illness/injury, we will transport the children home with an escort.

Return Of Mortal Remains* $50,000 – We will return your remains to your home country if you die while traveling.

Terrorism $50,000 – Covers medical expenses due to a terrorist act. (lifetime maximum)

Hospital Indemnity $150/night, 30-night limit – This benefit is paid per occurrence if you are hospitalized outside the U.S. or Canada. It is paid in addition to other covered expenses, and you may use these funds as you wish.

Local Ambulance Benefit$5,000

Loss Of Checked Luggage$50 per article/$250 maximum per occurrence

 

Unexpected Recurrence age 69 & under – $20,000
of a Pre-Existing Conditionage 70 & up – $5,000

(U.S. residents traveling outside the U.S. & Canada)
This covers medical expenses for a sudden, unexpected recurrence of a pre-existing condition.

Acute Onset of a age 69 & under – $15,000
Pre-Existing Condition¹age 70 & over – $0

(non-U.S. residents traveling in the U.S.)
Covers medical expenses if treatment is received within 24 hours of the sudden and unexpected recurrence.

Interruption Of Trip $5,000

Reimburses you for prepaid payments for unused travel arrangements and additional transportation costs to return to your residence if your trip is interrupted due to:

• Your death or an immediate family member’s or child caregiver’s death
• Your or your traveling companion’s residence is uninhabitable due to fire, flood, burglary or other natural disaster

Benefit Period 180 days

This is the amount of time you have from the date of your injury/illness to receive treatment. Your initial treatment must begin within 30 days and may continue for up to 180 days. If your plan ends during your benefit period, you can receive treatment. If you have returned home, your coverage is limited under the Home Country Extension of Benefits.

Optional Hazardous Sports

This option provides coverage for:  motorcycle/motor scooter riding (whether as a passenger or a driver), hang gliding, parachuting, bungee jumping, water skiing, wakeboard riding, jet skiing, windsurfing, snow skiing, snowmobiling, and snowboarding.

Travel Assistance Service 24/7 worldwide

These services are not insurance and are not underwritten by Advent Underwriting Limited on behalf of Advent Syndicate 780 at Lloyd’s.

*These benefits must be approved and arranged by Seven Corners Assist in consultation with the local attending physician.

¹A condition that is congenital or gradually worsens over time is not covered. There is no coverage for known, required or expected treatment existent or necessary prior to your coverage start date or if you had a prescription or treatment change for a diagnosis related to the acute event 30 days before the onset.

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