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Select Plan

The Select Plan offers a more comprehensive international health insurance package than the Care Plan. While it also includes full emergency room, surgery and outpatient medication benefits and multiple deductible options, the Select Plan also includes an increase in lifetime maximum benefits, along with full hospitalization and intensive care coverage.

Plan highlights*

  • $3,000,000 in lifetime maximum
  • Worldwide coverage (U.S. optional)
  • 3 Deductible options
  • Hospitalization (private room)
  • Intensive Care Unit
  • $1,000,000 Lifetime Transplant benefit
  • Outpatient Medication
  • Optional Maternity benefits
  • Wellness benefits
  • Acupuncture and Aromatherapy
  • Emergency Medical Evacuation

Download SELECT Summary of Benefits including the US

Download SELECT Summary of Benefits excluding the US

Benefits

Select Option

Coverage Area Two Options: Worldwide Coverage or Worldwide Excluding the US
Lifetime Maximum Benefits $3,000,000
Deductible $1,000, $2,500 or $5,000
Family Deductible 2 times the individual Deductible
Coinsurance (Applied only when in the US) 20% up to $500 per year
Inpatient Benefits
Hospitalization 100% Private Room
Intensive Care Unit (ICU) 100%
Surgery 100%
Transplant $1,000,000 Lifetime
Outpatient Benefits
Doctor Visits 100%
Outpatient Surgery 100%
Outpatient Medication (RX) 100%
Complementary Medicine Acupuncture, Aroma, Herbal, Magnetic, Massage and Vitamin Therapy (please refer to the policy terms and conditions for specific benefits).
Laboratory Tests 100%
X-Rays, MRI and CT scans 100%
Emergency Room 100%
Local Ambulance 100%
Mental and Nervous $10,000 per period of coverage, up to $50,000 lifetime
Radiation Treatment 100%
Home Nursing 100%
Hospice Care 100%
Prosthetic Devices 100%
Physical Therapy $50 per Visit
Wellness (available after 12 months of continuous coverage)
Child Wellness $200 per period of coverage, not subject to deductible or coinsurance
Adult Wellness $250 per period of coverage, not subject to deductible or coinsurance
Dental and Vision Benefits
Emergency Dental due to Accident 100%
Emergency Dental due to Sudden Unexpected Pain $100 per period of coverage
Maternity Benefits
Benefit Available after 12 months of coverage $5,000 normal delivery, $7,500 C-section, $50,000 Lifetime Maximum (if optional maternity rider is purchased)
Pre-Existing Conditions
Coverage Available after 24 months of coverage $5,000 per period of coverage$50,000 Lifetime Maximum
Additional Benefits
Emergency Medical Evacuation 100%
Return of Mortal Remains $25,000

 

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Our Partner Network

John-Smithwick
Global Expeditions
ForwardEdge
LCMS
Breathe Partners
Manna-Worldwide
American Baptist International Ministries
international student inc.

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