Protect Your Investment – If a sudden illness prevents you from taking the trip of a lifetime, this plan can help protect you from losing everything you spent on your trip.
Protect Your Medical Expenses – If you become sick or injured while traveling, your health insurance here at home may not cover it. RoundTrip® Elite helps protect against financial hardship due to unexpected medical expenses.
Protect Your Belongings – You packed important items in your luggage! We can help replace them if they are stolen, lost, or damaged during your trip.
Highlights and Benefits
- Trip cancellation up to $30,000
- Trip interruption
- Trip delay
- Missed connection
- Lost baggage and baggage delay
- Emergency medical expense up to $250,000
- Emergency medical evacuation/repatriation up to $1,000,000
- Common carrier accidental death and dismemberment (AD&D)
- Repatriation of mortal remains
- Optional flight accident coverage
- Optional collision coverage for rental vehicles
- Lost passport assistance and embassy referral
- For trips up to 90 days
BENEFITS
Trip Cost Protection
Trip Cancellation100% of Trip Cost up to $30,000
Covers your non-refundable, prepaid trip cost if you are unable to take your trip due to a covered reason.
Trip Interruption Up to 150% of Trip Cost
Covers the non-refundable, unused portion of your prepaid trip cost and the additional cost to return home or rejoin your trip due to a covered reason.
Trip Delay$1,500
Pays for additional transportation, meals, accommodations and non-refundable, unused prepaid expenses if you are delayed 6 or more hours en route to/from your trip. (Separate coverage reasons apply.)
Missed Connection$1,500
Pays additional transportation costs to join your cruise or tour if you miss your connection due to a delay of 3 or more hours. Also covers accommodations, meals, and non-refundable trip payments for the unused portion of the cruise or tour. (Separate coverage reasons apply.)
Medical Protection
Emergency Medical Expense $250,000
Includes Dental Expense of $750 for an Injury
Covers medical treatment for a sickness or injury which occurs during your trip.
Emergency Medical Evacuation/Repatriation$1,000,000
We will transport you to the nearest appropriate medical facility if medically necessary and return your remains to your residence or burial place if you die while traveling. If you are hospitalized more than 7 days, we will 1) transport dependent children home if they are traveling with you and 2) send a person chosen by you to/from your bedside if you are traveling alone.
Baggage Protection
Lost, Stolen or Damaged Baggage & Personal Effects$2,500
Baggage Delay$600
Covers checked bags if delayed more than 12 hours. (This is secondary to other coverage.)
Accidental Death & Dismemberment (AD&D)
24-Hour AD&D$25,000
Pays benefits for death, loss of limbs, or loss of sight due to an accident occurring on your trip.
Common Carrier AD&D$25,000
Pays benefits for death, loss of limbs, or loss of sight due to an accident which occurs when you are riding, boarding, or alighting from a common carrier.
Pre-Existing Medical Condition Waiver
Pre-existing conditions are excluded from coverage. If you are concerned about coverage for these conditions, the exclusion is waived if you buy RoundTrip Elite within 20 days of your initial trip deposit and buy coverage for the full cost of your trip.
Non-Insurance Services
24/7 Travel Assistance Service Included
(provided by Seven Corners Assist)
Optional Benefits
Flight Accident$100,000, $250,000 or $500,000
Pays additional AD&D benefits due to an accident occurring while you are a passenger on an aircraft.
Rental Car Damage$35,000
Provides rental car coverage while on your trip.
Cancel For Any Reason75% of Trip Cost
Pays if you cancel your trip for any reason not otherwise covered, if 1) you cancel 2 days or more before departure, 2) you buy coverage within 20 days of your initial trip deposit, and 3) you insure all prepaid trip costs subject to cancellation penalties (you must also insure the cost of subsequent travel arrangements added to your trip within 15 days of the payment/deposit for those arrangements. (Not available to NY and Florida residents.)
Cancel for Work Reasons100% of Trip Cost
This option adds the covered reasons below for trip cancellation. (Coverage must be purchased within 20 days of your initial trip deposit.)
- Company merger/acquisition
- Transfer which requires relocation of your principal residence
- Requirement to work during the trip
- Place of employment unsuitable for business due to natural disaster
Note: Coverage for job termination & layoff is included in the base plan. Not available to NY and Florida residents.
Lost Ski Days & Equipment Rental$1,000
Pays up to $500 for your lift ticket if you cannot ski because 50% or more of the trails are closed. Also pays up to $500 for equipment rental if your checked sports equipment is lost, stolen, damaged, or delayed 12 hours or longer. You may not purchase both the golf and ski options on the same plan. Not available to NY and Florida residents.
Lost Golf Rounds & Equipment Rental$1,000
Pays up to $500 for prepaid golf tickets or greens fees if you cannot play 9 holes of an 18-hole round due to weather. Also pays up to $500 for equipment rental if your checked sports equipment is lost, stolen, damaged or delayed 12 hours or longer. You may not purchase both the golf and ski options on the same plan. Not available to NY and Florida residents.
Trip Cancellation And Interruption Covered Reasons
Sickness, Injury or Death
Death or Hospitalization of Host at Destination
Jury Duty
Quarantine
Court-Ordered Appearance
Traffic Accident
Residence Uninhabitable
Strike
Felonious Assault
Military Duty for Natural Disaster Relief
Termination/Layoff/Transfer
Weather
Terrorist Incident
Bankruptcy/Default
Natural Disaster
Hijacking
The table above is a summary of benefits and services. If there is any difference between this summary and your plan document, the provisions of your plan document will prevail.
PLAN COST
Rates effective on June 1, 2014. The plan rate is per person based on age on the purchase date. Coverage must be purchased for the full cost of the trip**. If you live in Kansas, Missouri, Florida, Washington, and Virginia, your rates vary. Use the quick quote to determine your cost.
Trips From 1 – 30 Days Long
| Trip Cost Per Person | Age 0 to 34 | Age 35 to 55 | Age 56 to 70 | Age 71 to 80 | Age 81+ |
|---|---|---|---|---|---|
| $0* | $30 | $42 | $53 | $74 | $132 |
| $1 – $500 | $38 | $49 | $63 | $93 | $143 |
| $501 – $1,000 | $48 | $64 | $87 | $120 | $192 |
| $1,001 – $1,500 | $58 | $77 | $106 | $149 | $238 |
| $1,501 – $2,000 | $69 | $93 | $130 | $183 | $296 |
| $2,001 – $2,500 | $91 | $121 | $159 | $251 | $427 |
| $2,501 – $3,000 | $102 | $136 | $190 | $298 | $500 |
| $3,001 – $3,500 | $113 | $152 | $223 | $346 | $576 |
| $3,501 – $4,000 | $125 | $167 | $262 | $400 | $664 |
| $4,001 – $4,500 | $140 | $188 | $301 | $457 | $748 |
| $4,501 – $5,000 | $155 | $208 | $339 | $511 | $833 |
| $5,001 – $5,500 | $221 | $298 | $415 | $594 | $985 |
| $5,501 – $6,000 | $241 | $325 | $452 | $650 | $1,077 |
| $6,001 – $6,500 | $261 | $351 | $491 | $703 | $1,169 |
| $6,501 – $7,000 | $284 | $383 | $535 | $769 | $1,275 |
| $7,001 – $8,000 | $311 | $419 | $585 | $842 | $1,397 |
| $8,001 – $9,000 | $349 | $471 | $659 | $946 | $1,573 |
| $9,001 – $10,000 | $389 | $525 | $733 | $1,056 | $1,758 |
| $10,001 – $30,000 | Contact your agent or Seven Corners for the rate. | ||||
*If you purchase the $0 category- there is no Trip Cancellation. Trip Interruption only covers return air up to $1,000 per person. All other benefits apply.
**For trips 31 – 90 days in length, an additional cost of $5 per person per day is required.
