** If you have purchased your TripArmor plan before 11/25/2019 you will need the following information to begin the claims process:
Claims for individuals and family members living in the same household may be reported online together. Family members living in the different households, unrelated individuals or traveling companions must report their claims separately.
In order to report your claim(s) online, you will need the following information:
- Your Plan Number (TripArmor plan # is R760)
- The departure and return dates of your scheduled trip
- the travel agency name, address, telephone number and the name of your agent, if you booked your trip through a travel agency (not required, but recommended)
- depending upon the type of claim(s) you are reporting, additional documentation may be required.
Insurance Consultants International is not the claims department. If you need assistance or have questions, we are happy to help! Please call us at 1-800-576-2674.
Attention Team Leaders:
Every team member’s insurance policy is owned by that team member. In the event that a claim is filed and settled, the check will be sent to the team member, regardless of who paid for the particular expense being claimed. In the event that you or the organization pays for an expense on behalf of the team member, it will be incumbent upon you to have the traveler sign this “Assignment of Benefits” letter instructing the insurance company to pay the individual or organization who paid the expense. All insureds who will be filing a claim will need to sign this form and submit a valid photo ID with it. This can be a driver’s license or a passport.
It is much easier to have all of your team members sign this form BEFORE they leave on their trip. This will save the admin or team leader a lot of time, so they don’t have to track down each traveler to complete the form after the trip ends and travelers disperse.
Click Here for Assignment of Benefits Form
Required Documentation
Below is a list of documents that may be required when filing a claim. These are general requirements and documentation may vary depending upon the plan you have purchased. With your claim form, you will receive a specific listing of required documents relative to your plan.
Pre-Departure Trip Cancellation
Payment Information – a copy of your trip itinerary and copies of all invoices, credit card statements and cleared checks evidencing your payment for the trip.
Refund Information – original unused non-refundable tickets; copies of invoices, credit card statements or other written documentation substantiating the non-refundable costs for your air, land or cruise travel arrangements (retain originals for your records) and a copy of the travel supplier’s literature that details the terms and conditions (i.e. refunds given when a trip is canceled).
Cause of Your Trip Cancellation – any documentation substantiating the reason you canceled your trip (i.e. such as a death certificate in the event death; for a sickness or injury, signed Attending Physician Statement and Authorization for Release of Information forms which are included with your claim form).
Post-Departure Trip Interruption, Travel Delay or Missed Connection
Payment Information – a copy of your trip itinerary and copies of all invoices, credit card statements and cleared checks evidencing your payment for the trip.
Refund Information – original unused non-refundable tickets; copies of invoices, credit card statements or other written documentation substantiating the non-refundable costs for your substantiating the non-refundable costs for your air, land or cruise travel arrangements (retain originals for your records).
Expense Reimbursement – any documentation of additional expenses for which you are requesting reimbursement, such as: tickets, receipts, and bills (retain originals for your records).
Cause of Your Trip Interruption – any documentation substantiating the reason you interrupted your trip (i.e. such as a death certificate in the event death; for a sickness or injury, signed Attending Physician Statement and Authorization for Release of Information forms which are included with your claim form).
Cause of Your Travel Delay or Missed Connection – any documentation substantiating the reason for your delay or missed connection (i.e. such as documentation from the airline or other carrier detailing the cause of your delay; or for a sickness or injury, documentation of treatment for the cause of your Travel Delay).
Medical Expense
Additional Forms – a signed “Authorization for Release of Information” form (included with your claim form).
Expense Reimbursement – copies of itemized bills and/or statements from medical providers for services rendered in connection with your claim (retain originals for your records). These bills and/or statements must include the date of service, the service rendered, the charge for each service, and the diagnosis.
Other Insurance or Benefits – a copy of an Explanation of Benefits Statement or other evidence of payment, denial of benefits, or claim status (retain originals for your records) from your primary health insurance provider. FOR U.S. MEDICARE PARTICIPANTS: If you are covered under a Medicare Supplement Policy, you must submit any incurred charges to your Medicare supplement carrier.
Baggage Loss/Damage
If loss or damage to your property occurred while in the care of a responsible party (i.e. airline, motorcoach operator, taxi, cruiseline, hotel, restaurant, etc.), you must provide us with evidence of payment, claim denial, or other disposition from the responsible party (retain originals for your records). If your property is lost, stolen or damaged while in your possession, you must provide us with evidence of the loss.
For repaired luggage, please submit your luggage repair bill.
For items damaged beyond repair, you must provide the date of purchase, a fully completed Statement of Non-Repairability (included with your claim form), and a written statement of current replacement cost from a retailer (retain originals for your records).
For items lost or stolen, you must provide the date of purchase. If you are not sure of the exact date, provide the month and year of purchase.
For items over $100.00 in value which have been lost or stolen, you must provide documentation of the original purchase price. If the original receipt is not available, benefits will be calculated based upon 75% of the Actual Cash Value at the time of loss.
Baggage Delay
If delay of your property occurred while in the care of a responsible party (i.e. airline, bus, taxi, cruise line, hotel, restaurant, etc.), you must provide us with evidence of payment, claim denial, or other disposition from the responsible party (retain originals for your records).
Attach all receipts for additional clothing and personal articles purchased during the delay (retain originals for your records).
