United Methodist Insurance Program powered by Sovereign Insurance Group is proud to partner with www.MissionTripInsurance.com, a division of Insurance Consultants International. We offer this program to address the risks of your ministry, members, volunteers, students and employees when traveling.
Trip Cancellation Plan Options for
Personal Tours/Cruises/Vacations
We highly encourage everyone to consider trip cancellation insurance coverage. The reasons to consider are:
a) If you must cancel your trip due to an eligible reason, you can put in a claim to get your “non-refundable” trip cost back through the trip cancellation benefit.
b) While on your trip you will be protected for these “post departure benefits” …
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- Primary Medical Insurance(domestic health plans…Medicare does not cover you adequately overseas)
- Medical Evacuation and Repatriation(medical & mortal remains)
- Accidental Death and Dismemberment
- Baggage Delay and Baggage coverage
- Trip Interruption(if you must pre-maturely depart from the trip)
- Missed Connection & Travel Delay
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Please read the brochure for a full description of coverage.
PRE-EXISTING MEDICAL CONDITION EXCLUSION WAIVER
We will waive the Pre-Existing Medical Condition exclusion if all the following conditions are met: (a) Your premium for this policy is received within the Time Sensitive Period. Time Sensitive Period means insurance must be purchased within twenty (20) days of the date Your initial Payments or Deposits for Your Trip is received.
We will help you insure your deposit to lock in the time-sensitive benefits as well as give you a quote for the full trip cost. As you make payments on your trip, you will then add to the amount you are insuring on your trip cancellation plan.
This quote will give you multiple options to choose from including the two plans mentioned above that we recommend.
iTravelInsured Travel SE Plan (Recommended)
The iTravelInsured Travel SE plan is our most popular plan for domestic and international destinations. Travel insurance coverage and benefits are available whether traveling on a cruise, tour, or vacation abroad.
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Domestic and international destinations
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Trip cancellation maximum benefit up to 100% of trip cost
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Trip interruption maximum benefit up to 150% of trip cost
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$2,000 maximum benefit for trip delay (if quarantined)
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$250,000 medical (primary)
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$500,000 maximum benefit for emergency medical evacuation and repatriation of remains
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Over 39 reasons to cancel including travel bans
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The Travel LX plan provides our highest levels of benefits for the more discerning travelers. Cancel for Any Reason and Interruption for Any Reason coverage is included at no additional cost. This program provides coverage for most adventure activities and it is ideal for travelers going to remote and exotic locations worldwide.
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Trip cancellation coverage*
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Cancel for Any Reason and Interruption for Any Reason coverage is included at no additional cost if purchased within 20 days of your first trip payment
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Travel delay up to $1,000
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Baggage delay up to $500
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Pre-existing Condition Waiver Available – if purchased within 24 hours of final trip payment
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*Must insure the full non-refundable trip cost
“Cancel for Any Reason” (CFAR) policies allow you to Cancel for “ANY” Reason! So if you are nervous about traveling, you need to consider purchasing CFAR.
CFAR will return up to 75% of your non-refundable trip cost. If you cancel for one of the eligible reasons, you will then get 100% of your non-refundable trip cost returned. Both plans we have available to you also includes IFAR or Interrupt for ANY Reason.
This quote will give you multiple options to choose from including the two plans mentioned above that we recommend.
“I’m here to answer any questions about the policy and coverage. Give me a call today!”
Alicia Cox
alicia@missiontripinsurance.com
