Plan highlights

• Worldwide coverage
• Free choice of doctors and hospitals
• $1,500,000 lifetime medical limit per person
• No co-payments or co-insurance
• Maximum age to apply 74
• Guaranteed lifetime renewal
• Comprehensive hospitalization coverage
• Comprehensive medical evacuation and repatriation of remains coverage
• Deductible waived for maternity benefits after 10 months of coverage
• Preventive, rehabilitative, and therapeutic services

Download the VUMI Expat VIP Bronze Informative Booklet INCLUDING the US

Download the VUMI Expat VIP Bronze Conditions of Coverage INCLUDING the US

Download the VUMI Expat VIP Bronze Informative Booklet EXCLUDING the US 

Download the VUMI Expat VIP Bronze Conditions of Coverage EXCLUDING the US 

Download the VIP Bronze Rates INCLUDING and EXCLUDING the US

Plan details

Expat VIP Bronze international health insurance plan offers worldwide coverage, excluding the United States for those under age 75, with the option to renew the policy for life. This plan consists of essential benefits, with a $1.5 million lifetime limit per person. Expat VIP Bronze combines excellent protection with innovative services including deductible elimination in case of serious accident, guaranteed lifetime renewal, and the freedom to choose where you receive healthcare outside the United States

Expat VIP Bronze is offered by VIP Universal Medical Insurance Group (VUMI). For more than 30 years, VUMI has provided peace of mind to nearly 50 million individuals around the world. VUMI processes approximately $219 million in claims annually, averaging $600,000 claims per day. Headquartered in Dallas, Texas, VUMI has additional offices in Miami, Florida, El Paso, Texas, Denver, Colorado, San Jose, Costa Rica, and Guayaquil, Ecuador. All VUMI policies are backed and reinsured by PartnerRe, one of the world’s largest and most trusted reinsurers. PartnerRe is a financially solid company with total assets of over $22 billion and an A+ (Superior) rating by Standard & Poor’s and A rating by A.M. Best.