Wittenberg English Ministry is partnering with Mission Trip Insurance.com to offer their travelers travel insurance and optional trip cancellation insurance for their upcoming tours. All travelers should include this in their travels as most domestic insurance and Medicare will not adequately cover you overseas, especially in the event of a medical evacuation.
The following plan can be purchased as a “post-departure” plan only, if you insure a $0 trip cost. You do have the option to insure your full trip cost for a trip cancellation benefit as well.
If you have questions about trip cancellation or coverage of this plan, please call the staff at Insurance Consultants International at 1-800-576-2674. They are happy to help!
TripArmor Protection Plan
$30* per person for trips up to 30 days
- Domestic and International trips covered
- $100,000 Medical Benefit (no deductible)
- $1,000,000 Emergency Medical Transportation/Repatriation
- $25,000 Non-Medical Emergency Evacuation
- Trip Delay, Missed Connection & Baggage Coverage included
- $1,000 Trip Interruption (or 150% of trip cost, whichever is greater)
- Trip Cancellation & Cancel for Any Reason coverage available on our “TripArmor Plus” plan
- For Groups of all sizes and Individuals – $6 admin fee for each policy (up to 9 people on a policy)
* Per person rates: $30 (1-30 days) $2/day each additional day up to 60 days (based on $0 Trip Cost) $6 admin fee per policy up to 9 people.
How to apply for TripArmor & other Travel Tips before you go!
PLEASE NOTE :
When enrolling for the TripArmor plan you are asked for the following:
Each insured is required by law to receive a copy of their confirmation and certificate wording
2.Departure & Return Dates for each Traveler
You have the ability to select varying dates for your traveler in the “Trip Information” portion. Please remember to review and confirm all dates before purchasing.
What is Trip Cost?? What should I enter??
The quote form asks for each travelers “Trip Cost” to give you a quote for insuring the full cost of your trip, meaning you would have Trip Cancellation coverage.
If you put $0 – $500 as trip cost the cost will stay at $30 per person.
$0 trip cost defaults the Trip Interruption Benefit to $1,000 If you enter an amount for your trip cost, the trip interruption benefit is 150% of the trip cost entered.
Travel Tips BEFORE YOU GO!
Download the TripArmor Team Leader Procedure Guide and take with you!
- IF SOMEONE IS HURT, injured or in an accident and you are unsure of what to do…call the ONE CALL Emergency Assistance Line (collect) at 603-894-4710. Please note: If someone is injured and needs follow up treatment in the US, they must first initiate the claim while this policy is in force and while on the trip. This policy provides follow up coverage for up to 6 months from the start date of the claim. Make sure that they go see a doctor and get a written statement from the overseas doctor (even if the doctor only diagnosis, but does not treat). This will establish when/where the incident took place.
- IF A TEAM MEMBER LOSES BAGGAGE or personal items and they will submit a claim… you will need to document the incident. Please notate the time, place, and items lost. If possible, get additional documentation from a hotel manager, police report, or other authority. (See forms below and further instructions on your duties as a policy holder in the event of a loss).
- DOCUMENT EVERYTHING!
If you need to go to the doctor or clinic, get a receipt for the bill. Travel delay? Get writing from the airline, etc… The documentation of a doctor’s receipt, medical bill, or travel delay is an absolute MUST in filing a successful claim.
- ALL EVACUATIONS MUST BE COORDINATED THROUGH MHROSS/ONCALL EMERGENCY ASSISTANCE (603-894-4710).
If you believe you need an evacuation call the emergency phone number listed on your confirmation and they will coordinate the evacuations. Evacuations coordinated through a third party will not be covered.
- IF YOU HAVE A CLAIM, make sure to document everything. The insured will need to REPORT A CLAIM with MH ROSS. View the required documentation before reporting a claim. You can then check your claim status online or call Insurance Consultants International at 1-800-576-2674 for assistance.
WHEN IN DOUBT CALL THE 24/7 ASSISTANCE NUMBER ON YOUR CONFIRMATION!